Explore our Comprehensive
Financing Services
We offer a wide range of financing options for your business needs.
Short-Term Business Loans (3,6,9,12 months)
Business loans are accessible for Small Medium Micro Enterprises (SMMEs) that have an annual minimum turnover of R2 million and have 2 year trading history. Get fast reliable business loans that your business can afford. No collateral required,affordability depends entirely on your business turnover and risk profile. No upfront application fees, no hidden costs. Business loans are R250,000.00 to R5,000,000.00
Purchase Order funding
We offer purchase order funding or tender finance. This allows your business to pay suppliers for goods that will be supplied to a client that has given you a purchase order.Having successfully assisted clients with financing numerous purchase orders for government entities and blue chip companies, our track record speaks for itself.
To qualify for purchase order funding your business must sell finished products or goods, raw materials or components that will be supplied B2B (Business 2 Business) or supplied Business to Government (no cleaning services, construction projects or security services). Profit Margins should be over 30%. Goods must be supplied and delivered. Delivery should be included in your invoice. The client or customer should be a credible entity that has the ability to pay for the purchase order.
Mortgage Bonds and Bond Switching
Mortgage bonds are financed for property over a period of 15, 20, 25 or 30 years. We take away the tedious and seemingly overwhelming tasks of getting an approval for business owners that qualify for home loans or commercial property finance.
Mortgage bond switching involves transferring your existing home loan to a new lender. The process of mortgage bond switching is for existing home loan clients and it can free up equity (cash) from the home or have the outcome of a lower instalment. Mortgage bond switching enables your existing home loan or mortgage bond to be settled in full, and the existing bond cancelled, by taking a new loan from a new financial services provider. A new bond will be registered as security for the repayment of the loan.
The advantage is having lower interest rates, which means you could potentially save thousands over the lifespan of your bond and save on monthly payments. Mortgage Bond Switching can also entail debt consolidation where all your debts are paid by the equity in the home-loan and you will be able to save money by not having multiple payments. Depending on the equity in your home you can access cash by bond switching.
